Your website, checked against the rules a credit union is held to.
Same product as the banks get, set up for a credit union. The checks look for the NCUA notice instead of FDIC, Equal Housing Opportunity on home loan pages, and members instead of customers. Your team asks, the assistant drafts, and your people approve and publish.
for a credit
union
Set it to credit union, and the checks follow.
Most of the 44 checks read the same for any charter. These are the ones that change. The rest, from APY spelled out to alt text, are on the full list.
example
The same request, at a credit union.
A share certificate instead of a CD, and NCUA instead of FDIC. Here's what the reviewer sees when marketing asks for a rate on the home page and adds a line the checks won't let through.
Fixed before saving (3)
- "APY" without "Annual Percentage Yield". The full term now appears with the rate.
- A rate without its fine print. The disclosure was added: the date, the minimum to open, the early withdrawal penalty, and that fees could reduce earnings.
- "Best rate in town" is a claim you'd have to prove (UDAAP). It became "a rate that rewards saving".
A specific rate typed into the page.
Rates change, and a number typed into marketing copy goes stale. The reviewer confirms it.
Insurance notice, and the right insurer.
The footer already reads "Federally insured by NCUA", and the page doesn't mention the FDIC.
Also caught on credit union sites
Mentions the other deposit insurer.
An older savings page, edited for something else, still says:
"Your savings are FDIC-insured up to $250,000."Credit unions have members, not customers.
From the About page:
"Our customers have banked with us since 1952."Wrenfield Credit Union is an invented demo name. The wording above is illustrative.
not customers
Sound like a credit union on every page.
Members own the credit union, and calling them customers sounds like a bank. Out of the box that's a suggestion: flagged, never blocking. If your credit union wants it firm, put it in the brand kit.
A word to avoid is a Must fix, so a draft that says "customers" isn't saved until it says "members", and you're told what changed. The same goes for any word your style guide rules out. Words in the kit also shape what the assistant drafts in the first place.
The rest works the same way it does for a bank.
- Ask, and the assistant draftsEdits, new pages for a named reader, options to compare, Spanish and other languages. More on the assistant
- Approvals your wayEvery change, only flagged changes, or none. Nobody approves their own change.
- A record for the examinersEvery published version kept, with who asked, who approved and what changed. Any one can be restored.
- Your site, importedOld addresses keep working, analytics carry over, Google Search Console connects.
- Your brand kitColors, fonts, voice and words to avoid, filled in from your stylesheets.
Plans run from the software alone to software, hosting and a team that makes changes for you. Import and setup of your existing site is a one-time fee.
See pricingQuestions credit unions ask.
- Is this a bank product with the labels changed?
- The product is the same. The checks aren't: a credit union is checked for the NCUA notice, Equal Housing Opportunity and members language, and an FDIC mention is flagged.
- Does Truth in Savings apply to our website?
- Yes. For credit unions it comes through NCUA's rule (12 CFR Part 707), and its advertising requirements match the ones banks follow. The same checks run: "annual percentage yield" spelled out, a rate with its fine print, and care with "free".
- Does it replace our compliance review?
- No. Compliance still signs off. They just stop catching the same five mistakes. The checks aren't legal advice; your team decides what goes live.
- Do we have to rebuild our website?
- No. We import it. Your pages, disclosures and old addresses come with it.
Change your website today. Not after the next vendor ticket.
A 30-minute demo on a credit union site like yours. Bring whoever signs off.